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Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what is on your report and work on repairing and restoring any damage that may have been done.

Mortgage loans are based on your credit score and history. Depending on your credit history, a score of 680+ should get you the best rates and terms.

Even if you do not have an A credit rating, we can let you know what your options are if you fall into an A- or lower category. The rates are generally going to be higher, and may require a larger down payment. If you determine that you are not satisfied with this type of financing, then together we can map out what you need to do with your credit and finances for the next six to twelve months in order to qualify for an A credit loan.

If you need specific information from one of the major credit bureaus, following is the contact information for each of them:

Canadian credit bureau contacts, based on your province of residence:

Northern Credit Bureaus	Northern Credit Bureaus Inc. 336 Rideau Boulevard Rouyn-Noranda QC J9X 1P2 credit report request form.
Trans Union of Canada (For all provinces except Quebec)	TransUnion Canada Consumer Relations Center PO Box 338, LCD 1 Hamilton, Ontario L8L 7W2 TransUnion credit report request form.
Equifax	Equifax Canada Inc. Consumer Relations Department Box 190 Jean Talon Station Montreal, Quebec H1S 2Z2 Equifax credit report request form